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Martin , 65, of Cassopolis passed away with his family at his side Saturday, Dec. He was born Nov. Chuck was raised in Hartford and graduated from Hartford High School in He served in the Marines, and when he came back to Michigan, he married the love of his life, Deb Grochow, on June 12, He was preceded in death by his parents and sister, Winnie Welty. Visitation will be from p. Those wishing to leave a message for the family or upload a photo of Chuck may do so at www.

Irvin Radtke , 88, departed this world to go to his heavenly home Wednesday, Dec. A celebration of life will take place at 11 a. Burial will follow in Ruggles Cemetery. Friends may visit from p. Those wishing to leave an online condolence may do so at www. He grew up in the Covert-Hartford-Watervliet areas, along with his three brothers and one sister. He served in World War II at the end of the war, as he was just barely old enough to enlist.

He was stationed in Austria doing cleanup duty after the war, and he always said he loved Austria even though he never went back. He married Emily Franks of Bridgman in February Emily preceded Irvin in death in June He married Marjorie Kublick, and they were married 33 years until her death in January Irvin loved to restore old cars. His first was a dove gray Ford, which won many car show awards. He was a member of the Southwest Michigan Car Club.

He also enjoyed working around his minifarm in Baroda on his John Deere tractor, raising fruits and vegetables. He worked at Whirlpool Corp. He helped Marjorie raise the two youngest of her three sons and enjoyed the boys since he had three girls he raised.

He was always a hard worker, splitting wood for the wood-burning stove, building a new pole barn, planting a different crop or restoring another car. He had a long and happy life and enjoyed vacationing in Florida whenever possible. He was a longtime member of Baroda Bible Church, which he attended until a few weeks before his death. He is survived by daughters: Joseph; 10 grandchildren and stepgrandchildren; and eight great-grandchildren and step-great-grandchildren.

He was preceded in death by his mother and father; his first wife, Emily Franks Radtke; second wife, Marjorie Kublick Radtke; brothers: Robert Leroy Hall Jr.

Bob graduated from Dowagiac High School. He married Shirley on May 18, He was formerly employed at the Watervliet Paper Mill for more than 30 years. Dad loved building replica wood trucks, tractors and toys in his workshop. Bob wrote and published several articles regarding locally built tractors in a nationally published magazine. Bob helped several friends locate and buy tractors to restore. He was a member of: Bob and Shirley were Hartford Citizens of the Year.

Bob and Shirley were past chairmen of the Hartford Christmas parade for several years. They were members of Hartford Friends of the Library. Bob was a volunteer for the Hartford Loan Closet. All the neighborhood kids got plenty of tractor rides from dad. The family will welcome friends from a.

Pastor Ryan Wenburg will officiate. Robert will be laid to rest in Keeler Cemetery. Those wishing to leave memorial condolences for the family may do so at www. Larry, as he was known by all who knew him, was born Aug. Larry married Robyn Brubaker on April 19, She survives, along with three children: He is also survived by five grandchildren; three great-grandchildren; a sister, Denise Groenke of Eau Claire; and a brother, Brian Ann Larsen of Coloma.

Larry was a former Marine who served in Vietnam. After the war he traveled extensively, hitchhiking across the country and making stops in more than 30 states while living for short periods in Chicago, California and Florida, before eventually settling down back in his hometown. In his later years he preferred the train for interstate travel, and as for local transportation, he was best known for bombing around in his rusty, red Ford F He was avid reader whose favorite authors were Mark Twain and John Steinbeck, whom he considered the two greatest American authors.

His fondness for the written word and commitment to public service led him to become president of the Hartford Public Library for many years.

Larry would later run for mayor, losing by only a single vote. Larry, like his father before him, was a carpenter by trade. He was a proud union member and a vocal Democrat. For these and many other reasons, he will be missed.

In lieu of flowers, the family requests memorial donations are made to Hartford Public Library or Hartford Lions Club. The family has entrusted the Calvin Funeral Home, Hartford, with arrangements. Those wishing to leave condolences for the family may do so at www. Larry was a Hartford High School graduate. He passed away suddenly Thursday, Nov. Billy married the former Shirley Carter on April 29, Billy was a lifetime member and a 32nd-degree Mason.

His wife, Shirley, passed away January 31, Also preceding him were two daughters, Deborah Hemenway and Cynthia Tate; his parents, Don and Jewel; a sister; and two brothers.

A memorial celebration of life service will be at 2 p. Billy was a Hartford High School graduate. She grew up on VanAuken Lake and lived in Bangor for most of her life. She later returned to live on the lake after retirement.

She taught remedial reading in the elementary grades, and was a member of Bangor Bible Church and Hartford Federated Church. She loved to entertain, especially to a full house of guests, and loved traveling with her husband, Donald.

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Good legal counsellors are worth their weight in gold. My name is Wanda. Now they think I may have some nerve damage and I received a call from the company I work for, which stated they could no longer keep me on the payroll and I was dismissed. Now Hartford has called and ask how I was doing. Can they do this? Am I required to file for Social security? Wanda, your policy may contain language that requires you to apply for SSDI benefits within a certain time period.

Hartford is requiring you to sign a reimbursement agreement which allows them to deduct any social security disability benefits from the amount Hartford is obligated to pay you each month.

Your policy may require you to sign this documents. Hartford will also seek reimbursement for any overpayment you receive as a result of a SSDI approval. Feel free to contact us if you have any other questions. Just another big company screwing the little people that in good faith made payments thinking that if they become unable to work they would at least be able to survive a somewhat mediocre life.

It is sad that they can get away with what they do. I pray for every individual that becomes unable to work and has to go through all the crap that this company and any company like them puts you through.

May God bless every good decent individual out there. I was wondering why you cannot sue the third party companies that assist Hartford in denying claims for tortious interference. MES Solutions, doctors, third party claims evaluators.

They are financially rewarded by Hartford to interfere with your policy. Are they not obligated to an ethical standard of care? Margie, you raise two excellent questions. In some states you can absolutely sue an independent medical doctor hired by an insurance company for any negligence. For example, if an IME doctor injures a claimant during an exam, then the doctor could be sued in most states. An IME exam should always be videotaped. With regard to a claim for tortious interference, this would be a difficult but not impossible cause of action.

We have filed lawsuits against third party administrators in the past and alleged tortious interference. I have been recieving Hartford LTD for about 18 months. I was just approved for SSD. Hartford has sent an investigoator to my house, taped the entire 3 hour conversation and then sent a transcript of the whole thing to my doctor along with survelliance information they had obtained from following me months earlier.

They asked my doctor to agree with their findings that I could work even though he has filled out 2 sets of forms already stating I cannot return to work permanently. Here is the big issue I have with them. While they were following me, I noticed a strange guy following me and I got creeped out and called the cops. He lied to the cops and told them he was not following me or wasnt an insurance investigator and didnt know what they were talking about.

The cops investigated him for 2 days and told me to let them know if I saw him again. I was so freaked out I had to go to my doctor and he diagnosed me with PTSD on top of my disabling heart problems. I got a concealed weapons permit and was afraid to leave the house. The survelliance report recently sent to my doctor states that the investigator admits being contacted by the police but could not disclose he was actually investigating me as to not compromise the investigation.

I wouldnt even know except for the fact that my doctor told me because he knew how freaked out I was from the situation and felt I should know. I have heart problems and this situation was devestating to me. If you are in the public domain, then Hartford can video you wherever you go.

The investigator that lied to the police may have created a criminal act. It is amazing the extremes that Hartford will take in order to try to prove that a claimant is not disabled.

You may want to consider filing a restraining order against Hartford and any of its affiliates. We do not handle restraining orders, but it may help you to keep Hartford and their goons from coming near you. You should also file a complaint with the Department of Labor and your State Department of Insurance. If you have a police report you should send it to Hartford so that it is part of your record.

If you need assistance with your claim, just give us a call. I also have been denied, they let me receive STD for six months. They let me collect LTD for one year and sent forms to each one of my doctors. And they could only coment on one condition. My primary doctor wrote them a letter telling them that if I only had one of these conditions I might be able to go back to work, but with them all there is no way I could, but they denied anyway.

It might not be a lot but it helps me pay my fuel bill. Some of my conditions: I have a two-part question about Hartford Insurance. Their reps have told me several different answers in the past. I am shocked to see that others have experienced the same thing I have. Early on, I had a case worker at Hartford who said she was going to deduct a certain amount because I would not apply for Social Security SS.

I went through depression, stress and anxiety trying to get that straight. Because of that, to be smart, Hartford has deducted what I receive in retirement disability from the fed. Are they allowed to do that? Hartford is trying to classify it as an illness and said that I will be cut off in a year of so because I would have met the maximum number of years for an illness. I asked them where did they get that from.

They told me a low back injury is an illness not an injury. Why would they classify a low back injury as an illness. This happened after they had tried every trick in the book for not wanting to pay. What I get from Hartford help pays my mortgage. My injury gets worse every year. My legs numb up and give out from underneath of me. I take several different medications. Again, how can they classify a low back injury as an illness? If the policy says that they can, then it is legal for them to do so.

In order to be disabled by an accident, you usually need to file for disability within close proximity to your accident.

A lot of people I talk with in my support group ask: I am with Hartford. We realize we have different terms in our policy and are owed different amounts. It would be nice to send a message — maybe fight where they cant sell policies in FL. Also, if you are denied short term disability and more evidence comes up, that supports original claim, can you submit it?

You ask a great question about class action lawsuits and you basically answer it at the same time. Federal Class Actions have very strict laws and it is difficult to get a class certified.

In order to bring a class action, all of the class claimants must be similarly situated. With disability claims, most claimants have different language in each of their policies. If everyone in the class has the same disability policy, then it is much easier to bring a class action. Alternatively, if Hartford has an illegal claims handling practice that affects everyone the same, then a class action may be able to be filed.

We have filed a class action against Prudential Insurance Company based upon a method of operation that affected all policy holders the same.

In you second question you asked if you can continue to send new medical information to Hartford. As long as you have not exhausted all of your appeals, Hartford is required to review any new information that is sent to them.

I hope, if you see a pattern with clients ref. Hartford, that you consider if legally possible a class action against them. I appreciate your response. I was very high risk. My doctor wanted me out for weeks, I ended up receiving my STD until 6 weeks, then the clinician at Hartford decided that I was healed enough and that they would not extend my benefits to 8 weeks, which is how long I had to stay out.

And as far as I have to say is everyone of them are bitches. The insurance companies better enjoy. The public has had enough of companies like Hardford. Insurance reform is just around the corner. Now you bank on it! My wife has a claim approved for 25 years. We have contacted Hartford about a settlement. They have started to gather paperwork.

How long should this take and does Hartford offer decent settlements? Occasionally a claimant will receive a Hartford lump sum buyout offer of a long term disability insurance policy. The process can take anywhere from 30 to days, depending upon the medical records in the possession of Hartford.

There are a lot of factors that go into a company deciding whether or not they want to extend a buyout offer. If you check out the lump sum buyout section of our website you can see some of our videos discussing the pros and cons of a lump sum buyout. Fell free to contact us if you would like assistance in receiving a maximum lump sum buyout offer. Can Hartford be held responsible? I was denied STD for mental illness.

All correct paperwork was sent from doctors. I was denied and went on appeal. I have copies of whole record. I told the appeal specialist, several times and in writing, that Hartford will be responsible if I do not receive the help I need and I am forced, by Hartford, to go back working in my profession.

It is over a year. I am beyond broke! Although I want no trouble I feel Hartford gives no choice, but for sick people to return to work. Hartford never allowed me to get the help I needed. They kept saying I am fine, then kept throwing lies at me. I am unable to work. Hartford beats you down. Am I understanding this right, that if you can get in a car and drive then you are able to work?

What can you do or not do while on LTD? I have been on it since December for 3 herniated discs which resulted in severe pain and inability to walk for over 6 weeks, the only thing I could do is sit or lie down. I am receiving LTD still, however I found out today that my annuity amount from my last employer will be taken out of my disability amount and most likely will have to pay them the back pay.

I recieved this insurance through my employer, but never signed anything or recieved a manual on what it does and does not cover. I had back surgery on August 24th I saw my doctor on October 17th and he kept me off work another 8 weeks.

Hartford quit paying me on October 9th. Anyone who has had back surgery knows it takes more than 6 weeks to heal from it. How can anyone live on that?

You can live anywhere in the USA and it will not interrupt your long term disability insurance payments as long as you continue to treat with doctors. You can still be eligible for disability insurance benefits if you can drive, walk, sit and stand. You do not need to be bedridden. The issue is that you must have limitations in your ability to sit, stand, walk etc. A good guideline is that you must be unable to work at least four hours a day with reasonable continuity during a 40 hour work week.

The problem is that Hartford will videotape you doing something for an hour and make the assumption that you can return to work. Most people will have some good days, yet this does not mean they can return to work. The things that a person can or cannot do while on disability really depends on the definition of disability in your disability policy. There are hundreds of different disability policies and the language can be different in each of them.

Does anyone know for how long Hartford is paying LTD due to a major depression? The amount of the time that Hartford will pay disability benefits for major depression is stated in your disability policy. Not all disability insurance policies limit a depression disability claim to two years. I have been involved with the Hartford for long terrm disability after having a series of strokes. Total disability, since my first stroke in I worked at a hospital in California for 26 years and paid into my long term disability all through my employment.

Hartford also pays the premium on my life insurance policy with them, and they continually harass me. I am 60 years old. They made me apply for social security which I was awarded in That resulted in an over-payment, so they applied my monthly benefit toward the amount I now owed them.

In they decided I was no longer disabled. That was used against me to deny continuation of benefits. I was only there for 3 months before we bought a 1 story home. I originally appealed by letter. I have no idea what my doctor said, I had only seen him once and my former doctors who had left all supported my disability. I am still on social security and my condition is no better.

Is it too late to go after Hartford. Sorry for such a long and jumbled post. Thanks for any information you might have as to my options. The statute of limitations in each state is different, but if you have not filed an appeal or lawsuit since then the statute of limitations would bar any claim you made.

Most states have statute of limitations that are between years. We regularly post additional information on this site and at facebook. I worked as an over-the-road truck driver for Walmart for over ten years, and paid long term disability payments through my employer for nine years.

Last year, I had to undergo surgery for Spinal Stenosis in my back and have been unable to work. The Hartford Insurance Company paid me benefits until today, terminating my benefits just like that. What shall I do? No income as of today, that was so wrong. Feel free to call us to discuss your denial and we will let you know if we can assist you. The Heartford is a joke. I am having all kinds of problems with them myself. I think we all need to get a lawyer and sue the crap out of them.

So maybe they will start treating people better. If you are denied short term and long term through Hartford, how long does it take to file a lawsuit? What do you do when you are out of work — broke? I know it is a process, but how am I unable to work and live? My case is so clear cut. Hartford should not practice in FL — I will set up a blog and have a petition for having them in unethical practice. Once all administrative appeals have been exhausted, then a lawsuit can be filed.

In some cases a settlement can be negotiated within a few minutes. In addition to sending complaints your insurance commissioner, you can also send letters to your Federal Senators and Representatives. I have not set out to manipulate, to deceive, or try to receive anything that was not due to me. The second party who represented Hartford all sup contacted me for a telephone interview.

I was told that I could file for disability through social security. This was something I did not want to do from the on-set of the situation. I was told by an all sup representative that I did not have a choice.

This was very disturbing because I have been paying Hartford Life through payroll deduction for 15 years for long term disability insurance. No one at Hartford had a problem as long as I was paying them to receive this service, however, as soon as I was stricken with cancer acute myeloid leukemia my choices about disability became no choices at all. Hartford pushed for disability through social security.

What should have been told from the beginning was that Mrs. Thompson, if anything happens to you, Hartford Life will only pay you a certain dollar amount and the rest you will have to receive from Social Security. Something is wrong with this picture.

All I want is for Hartford is to provide the service that I payed them for. I want Hartford Life to give me what is due to me.

I have been receiving long term disablity benefits via The Hartford. They paid for a lawyer to represent me in my SSI case. My ex-wife has sole custody of my three children.

My ex applied for SSI due to my disablilty for my three children and received a lump sum of money for retroactive pay, as well as a monthly payment for each child.

Now The Hartford is saying they are counting all the money my ex received as income to me. I do not live with them.

So they are stopping my money and charging me all the money my ex received. So I will have to pay it out of my SSI check. This situation can be legal if your Hartford disability policy contains language which includes SSDI offsets for your children as well. You may find this Frequently Asked Question on our website helpful: I have been on LTD with the Hartford since the fall of I was diagnosed with bipolar in , and worked for several years with this condition.

In July , I was diagnosed with Multiple Sclerosis. Last week I was contacted by someone affiliated with the Hartford to meet with me in my home and assess my ability to work.

The man arrived early, and when he was informed that I had bipolar as well as MS, he replied that he did not know about my mental illness. This was shocking to me as my psychiatrist has sent paperwork to the Hartford a multitude of times.

The main reason I am unable to work is the unpredictability of the two diseases, and the adverse affects some of the medication for the MS has on the Bipolar I explained all this to him.

I was honest with him about my functioning. However, as paranoia is a symptom of bipolar this has made my conditions worse.

Do I have any rights? Will they spy on me again? They can video you at anytime and they will likely do it again. You may want to review our FAQ section which discusses video surveillance by disability insurance companies and field interviews. If you would like assistance with your claim and dealing with Hartford, please contact us for a Free Consultation.

I have been denied short term disability through Walmart Hartford. I have been out of work since I have used all my vacation, sick and personal hours. I had a total knee replacement on I am still unable to walk or stand even though I go to therapy 3 times a week.

I have been with the company for almost 9 years and have been paying for STD and LTD ever since I was able to have it taken out of my paycheck. I think this is very unfair. I was counting on getting my disability until I was able to go back to work and now I have been going without any kind of paycheck for a month and I have bills that are now coming in and I can hardly pay for them.

I have to choose to either pay a bill or eat or have my medicine. Now I ask you how fair is it after you have worked for a company for almost 9 years and are treated like dirt!!! If you are having the same problems please email me and we can share our hatred for Walmart. During a recent conversation with one of their Ability Analysts I raised the possibility of receiving a single lump sum payment instead of my current monthly payments.

The analyst confirmed that The Hartford does indeed do this, and she said that she would look into it and get back to me. What percentage offer by The Hartford would you consider to be low, average, and high?

In some situations Hartford will engage in a disability lump sum buyout negotiation. There are numerous factors involved with determining whether a buyout offer is good or not. Some of the factors involve the definition of disability in the policy, the interest rate used to calculate the present value of future disability payments, the mortality factor discount used by Hartford, the reserve set by the insurance company and the tax implications of a lump sum.

I discuss each of these factors in more detail in a video located here: On a daily basis we negotiate buyouts for disability claimants. If you would like to discuss a potential buyout in more detail, please call us for a free consultation. Hello my name is Robert Cutts, I have a Desmoid tumor surrounding a major artery in my abdomen.

Treatment through Chemotherapy activated an Entrovirus in my stomach that causes severe Chronic Fatigue Syndrome. There is no known cure for the tumor or Entrovirus. Hartford sent an investigator to my home for a three hour interview, at the end of the interview the investigator showed my some videos of my activities outside of my home which proved nothing.

Example, during the interview the investigator asked me if I can wash or polish my car and I told him I take it to the car wash. He had some other videos that was just as dumb as that. Hartford sent packages to all of my Doctors including the videos. My Doctors all thought it was a very dirty way to do business. One of my Doctors thought it so underhanded that they gave me the whole package.

A strong word of advice if Hartford wants to do an interview, have someone else there with you and tell them that if they have video you want to see it BEFORE proceeding with the interview. Thanks for sharing you experience about Hartford. You can watch our Hartford video here. Hartford is notorious for showing up for a hour interview and then toward the end showing you an authorized video of them following you around for days. We always advise Hartford disability claimants to have an attorney represent them if Hartford request to interview them.

Hartford denied short-term disability to my pregnant girlfriend — really unethical company! I just happened to be looking around in the net and found you folks. I to have an ugly story, just like the rest I have read. I cannot believe that I work for this company and now have a claim with them.

I did not work in this department of claims. One thing I can say, I never treated any Insuredd or Claimant the way these other departments are doing. I just got a letter from them today about my medical insurance, they want me to go to Med.

Care, only problem here in Hawaii most doctors will not accept Med. They want them to be primary and my other secundary. I have a lot of questions I would like to ask you folks a little later once the shock of whats going on settles down.

I will keep reading and try to learn more. Oh, I had a heart attack at work and they made some bubus. I am approved for SS and Hartford disability. I have RA which is a chronic disease that you have good and bad days. I had an investigator come to my home yesterday and question me and show me videos. The root of the investigation is years ago we owned retail stores that are long since closed and defunct. They made me sign forms to turn over my joint tax returns and SS statements. Is this normal and should I be expecting my claim to be suddenly denied?

What are the next steps? Most disability carriers are entitled to receive a copy of your tax return in order to verify your income, if any. You can black any information on the tax return related to your husband or children. You should not expect your claim to be denied, but if Hartford came to see you, then they may be considering a denial.

You can sit and wait to see if they deny you, or you could hire an attorney to protect your benefits each month. Please watch our video on Monthly Claim Handling Services. I am cut from almost my neck to almost my butt. Have rods, screws and all the hardware now.

Had lots of fussings done. My Short Term Disability is expiring in the next couple of days. The guy asked if I was ready to go back to work on June 1st. Excuse me, does this joker really think I will be ready to return to work in ONE month?

The person you are talking to at Hartford obviously is incompetent. It is doubtful your doctor will release you to return to work after such a major surgery. You need to get good medical support from your doctor. If you would like assistance with dealing with Hartford, please let us know. I was diagnosed with a non-union. In March, I underwent a Harrington Rod fusion which again failed.

I will be having my 3rd fusion attempt next week. Both 2nd and 3rd surgeries were paid by me as I am so sick of the medical, legal system in US that I moved to Philippines! I worked 33 years as manual physical therapist, and am totally drained from this situation. The insurance rep said no as did my lawyer. I am irate as it seems like my lawyer is working for the insurance company and so a fair settlement could not be reached I lost my leverage and now will let a court not a lawyer decide.

My lawyer wanted me to get a notarised letter from another lawyer stating my opinion is correct and wanted me to send him a court case indicating my position. Needless to say I will write the disciplinary board about his conduct as the day I find a lawyer making judicial decisions it is time to get a new lawyer. The language you are referring to is most likely with respect to how the carrier will evaluate your pre-disability earnings for purposes of a review for, or the definition of Total Disability under an Any Occupation period.

If your policy does not explicitly say that your monthly disability benefit will increase then it will not. I would recommend you ask your attorney for further clarification as it relates to your claim.

Indexing — Indexing is designed to provide some protection against inflation in LTD plans. Some policies index Pre-Disability Earnings in order to compensate for inflation.

I received short term and long term disability. After two years, my contract with the company I worked, Hartford, stated that I was not considered disabled after two years of receiving disability and had to be re-evaluated. Can you recommend a doctor who detects these illnesses and support my disability in Hyattsville, MD or surrounding? Hartford sends me every year an Authorisation Form to disclose all records of my private life.

It says on the form that I have the right to revoke this authorisation at any time. I have never signed this form as I have had trouble with identity fraud in the past. I do however provide to Hartford all relevant documentation that they need. Every year they try to badger me into signing this Disclosure.

Can they legally make me? The most important thing is that you provide the information required for Hartford to make a claim determination, which it appears you are doing.

Additionally, you can cross out areas of the Authorisation you do not wish to grant access to. If you do so, please indicate that you are willing to provide information upon specific request. Unfortunately, your situation is quite common. Hartford commonly writes limitations in their policies to limit conditions such as Fibromyalgia to two years.

If you still have an appeal left, or if your claim is ripe for lawsuit, please feel free to contact us for a free consultation to see how we may be able to assist you. My long-term disability company decided I am now well and can go back to work. I have neuropathy, fibromyalgia, bone spurs on C5-C6 which are effecting the nerves in my right arm and hand, had L4-L5 fusion in , severe sleep apnea, asthma and low iron.

I am on a large amount of medications including oxycontin, hydrocodone, Neurontin, lyrica and ambien. Obviously, I would not be the ideal candidate for any company. I have days to appeal. Do you think I should hire an attorney? If you are unable to return to work and your only source of income is the disability benefit, then I would recommend you consult with an attorney. Hartford allows one level of appeal, after that your only option is to file suit.

If you have spent any time on our website you will know that ERISA litigation is very pro-insurance company. Please feel free to contact our office to discuss your claim and how we may assist. My wife has been denied for 9 months at a time even though they had all the paperwork several times over.

We have lost our home 3 times due to Hartford not paying out. We have asked over the phone email and through standard mail for the contract they were holding my wife to. They still have not sent it. What do we do? Technically Hartford does not have to keep a copy of same. With respect to old pay-stubs, again you will have to contact her former employer to receive copies of those. The Hartford states a dollar for dollar overpayment of benefits if I get approved for SSDI for me and any dependents has to be paid back to them.

How is that right? If it is now taxable when the money from the Hartford wasnt, then that at the very least should be deducted from what I have to pay back to them. I am losing out here big time. Is there anything that can be done here? In some cases we are working on we are awaiting responses from various carriers as to how they will address this point.

In , a developer from Newton, Massachusetts tried to work with the city to bring an NHL team back to Hartford and house them in a new, publicly funded stadium.

Hartford experienced problems as the population shrank 11 percent during the s. Louis, Missouri , and Baltimore, Maryland experienced larger population losses during the decade. However, the population has increased since the Census. Riverfront Plaza was opened in , connecting the riverfront and the downtown area for the first time since the s. The event drew over 5, fans. A significant number of cultural events and performances take place every year at Mortensen Plaza Riverfront Recapture Organization by the banks of the Connecticut River.

These events are held outdoors and include live music, festivals, dance, arts and crafts. They are very diverse in ethnicity. Hartford also has a vibrant theater scene with major Broadway productions at the Bushnell Theater as well as performances at the Hartford Stage and Theaterworks City Arts. In July , Hartford started considering filing Chapter 9 bankruptcy , but a state bailout later that year kept the city from filing the form.

According to the United States Census Bureau , the city has a total area of The Connecticut River forms the boundary between Hartford and East Hartford, and is located on the east side of the city.

The Park River originally divided Hartford into northern and southern sections and was a major part of Bushnell Park , but the river was nearly completely enclosed and buried by flood control projects in the s. Seasonally, the period from May through October is warm to hot in Hartford, with the hottest months being June, July, and August. In the summer months there is often high humidity and occasional but brief thundershowers.

The cool to cold months are from November through April, with the coldest months in December, January, and February having average highs in the lower 30s F and overnight lows near 20 F. The average annual precipitation is approximately Hartford typically receives about Hartford saw extensive damage from the New England Hurricane , as well as with Hurricane Irene in As of the census [63] of , there were , people, 44, households, and 27, families residing in the city.

The population density was 7, There were 50, housing units at an average density of 2, The racial makeup of the city was There were 44, households, out of which The average household size was 2. In the city, the population distribution skews young: The median age was 30 years. For every females, there were For every females age 18 and over, there were As of , Hartford is governed via the strong-mayor form of the mayor-council system.

The current mayor is Luke Bronin. Hartford voted in favor of restoring a mayor-council system in , more than 50 years after establishing the council-manager form. As the first strong mayor elected under the revised charter, he is widely credited with reducing crime, reforming the school system, and sparking economic revitalization in the city. However, his reputation was hurt by accusations of corruption. In Connecticut, there is no county-level executive or legislative government; the counties determine probate, civil, and criminal court boundaries, but little else.

Connecticut municipalities provide nearly all local services such as fire and rescue, education, and snow removal, as county government has been abolished since The Hartford Fire Department provides fire protection and first responder emergency medical services to the city of Hartford, operating out of 12 fire stations located throughout the city. It is the fifth-largest fire department in Connecticut and maintains a fire apparatus fleet.

The Hartford Police Department was founded in , though the history of law enforcement in Hartford begins in The central business district, as well as the State Capitol, Old State House and a number of museums and shops are located Downtown. In , Hartford ranked 19th in the United States' annual national crime rankings below the Statistically Hartford's northern districts North East, Asylum Hill, Upper Albany had the highest murder rate, while the southern districts Downtown, Sheldon, South Green had a slightly lower murder rate, but had the most crime overall.

Overall, the South Meadows neighborhood had the lowest crime rate, respectively. The city is also home to the corporate headquarters of U. Travelers Insurance has its largest national employment center and historical headquarters in the city.

United Health Insurance has a significant presence in the city. At the same time, many companies have moved to or expanded in the central business district and surrounding neighborhoods. Aetna announced mid-decade that by it would move nearly 3, employees from its Middletown, Connecticut offices to its corporate headquarters in the Asylum Hill section of the city. CareCentrix, a patient home healthcare management company, is moving into downtown from East Hartford, where it will add over jobs within the next few years.

In March , Infosys announced that opening of a new technology innovation hub in Hartford, creating up to 1, jobs by The Hartford technology innovation hub will focus on three key sectors- insurance, healthcare and manufacturing.

Hartford is a center for medical care, research, and education. The daily Hartford Courant newspaper is the country's oldest continuously published newspaper, founded in A weekly newspaper, owned by the same company that owns the Courant, the Hartford Advocate , also serves Hartford and the surrounding area, as do the Hartford Business Journal "Greater Hartford's Business Weekly" and the weekly Hartford News.

The Hartford region is also served by several magazines. Among the local publications are: Several television and radio stations are based in Hartford, including Connecticut Public Television , which is headquartered in Hartford.

Hartford houses several world-class institutions such as Trinity College. University of Saint Joseph opened its school of pharmacy in the downtown area in Hartford is served by the Hartford Public Schools. Prince Technical High School , also calls the city home. The Classical Magnet School is one of the many Hartford magnet schools. Hartford is also home to Watkinson School , a private coeducational day school, and Grace S.

Webb School , a special education school. Catholic schools are administered by the Roman Catholic Archdiocese of Hartford. The city's high school graduation rate reached 71 percent in , according to the state Department of Education.

I which runs from Scranton , to its intersection with I in Sturbridge , just over the Massachusetts border, and I , which runs from New Haven along the Connecticut River ultimately to Canada, intersect in downtown Hartford. Route 2 , an expressway that runs from downtown Hartford to Westerly , passing through Norwich and past Foxwoods Resort Casino.

Bridge is a historic bridge on the highway. Hartford experiences heavy traffic as a result of its substantial suburban population nearly 10 times that of the actual city. As a result, thousands of people travel on area highways at the start and end of each workday. I experiences traffic from Farmington through Hartford and into East Hartford and Manchester during the rush hour.

Several major surface arteries also run through the city. A large-scale project is being planned to rebuild the I viaduct that cross through the city along with moving I away from the Connecticut River. The station also serves numerous bus companies. Hartford Union Station is also served by the Hartford Line , a commuter rail service that runs between New Haven and Springfield and stops at stations in communities along Interstate It uses the rail line owned by Amtrak.

The service launched on June 16, Bradley International Airport BDL is located in Windsor Locks, Connecticut and offers more than daily departures to over 30 destinations on 9 airlines. Connecticut Transit provides bus service between Bradley International Airport and downtown Hartford.

Other airports serving the Hartford area include: The Hartford Division of CTtransit operates local and commuter bus service within the city and the surrounding area. All city buses are equipped with bike racks. In March , CTfastrak , Connecticut's first bus rapid transit system, opened, providing a separated right-of-way between Hartford and New Britain.

In addition, express bus services travel from downtown Hartford and Waterbury, servicing intermediate suburban communities like Southington and Cheshire , providing reliable public transportation between these communities for the first time. CTfastrak consists of 10 stations along the dedicated New Britain to Hartford busway, as well as a downtown loop serving Union Station and other downtown landmarks.

Amenities include high-level station platforms, on-board wi-fi, ticket machines for pre-boarding fare collection, and real-time arrival information at stations. Chinatown bus lines provide low-cost bus service between Hartford and their New York and Boston hubs. In addition, there are buses for connections to smaller cities in the state. All Megabus arrivals and departures are at the corner of Columbus Boulevard and Talcott Street on the opposite side of downtown.

A bicycle route runs through the center of Hartford. The route is intended to be off-road, but some sections are currently on-road. The section through Hartford is right through the middle of Bushnell Park. It was also the first cookbook to include recipes for squash and cornmeal, and it contained the first published recipe for pumpkin pie.

It influenced a generation of American baking with a recipe for leavening bread with pearl ash. Hartford's cuisine was shaped by its early settlers, who brought Dutch and English influence which combined with that of the Saukiog Indians in the area.

Hartford earned praise from Food and Wine as "a foodie destination". Hartford hosts a number of seasonal farmers' markets. Hartford and the surrounding area have a vibrant craft beer, cider, and spirit industry, [] [] and there were more than two dozen breweries and distilleries in the Hartford area in Esser was appointed cashier.

Liver died in and Otto was appointed President. In Kissel Industries was formed, the old factory regained, and the company manufactured the Kissel outboard motor, sold as the Waterwitch from to exclusively by Sears and Roebuck. The School District of Hartford provides public education to elementary students in Hartford. Lincoln and Rossman Elementary Schools each serve roughly half of the city's kindergarten through fifth grade student population.

Both schools are feeders to Central Middle School, which serves all Hartford students in grades 6 through 8. The high school serves the city of Hartford, the Town of Hartford , and most of the surrounding communities including Richfield , Erin , Friess Lake , and Neosho. Several parochial schools are in the community, including St. From Wikipedia, the free encyclopedia.

This article is about the city. For the adjacent town, see Hartford town , Wisconsin. City in Wisconsin, United States. United States Census Bureau. United States Geological Survey. Retrieved June 9, Retrieved 6 November Labor and Working-Class History.

Retrieved June 4, Bonanza Books, , p. Retrieved March 29, Retrieved from " https: Articles with short description Coordinates on Wikidata. Views Read Edit View history. In other projects Wikimedia Commons. This page was last edited on 13 October , at

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